146 Ridge Road, North Arlington, NJ 07031
Dentist in North Arlington NJ


HSA & FSA Information

We know that sometimes it can seem a little overwhelming when it comes to getting the most benefits out of your HSAs and FSAs. Our team is here to help! If you have any questions at all, please don’t hesitate to contact our office to speak with a member of our team.

Health Savings Accounts

A health savings account, or HSA, is a program that lets you use funds for medical expenses as part of a high-deductible health plan. You can use the money in the account at any time for qualified expenses. Any funds taken out for non-medical purposes are subject to a penalty tax. The money in your account will also remain there year after year, even if you aren’t contributing anything.

Flexible Spending Accounts

With a flexible spending account, or FSA, money is taken out throughout the year and can be used for medical or dental care. We see many people using their FSA for expenses that are not covered by insurance, such as co-pays and deductibles. To make the most out of your FSA, use all of your funds before the end of the plan year, because you risk losing any unused money. We also recommend saving all your receipts in cause your insurance company wants to verify the expense.

Common strategies for maximizing your savings accounts:

  • Schedule two cleanings/exams per year. Most plans will cover these routine visits!
  • If you need an extensive dental treatment that will take multiple procedures, you can schedule them for December and January in order to use two years of benefits.
  • Schedule your dental work before the year-end so you don’t have to pay a new deductible with a new year.

About Us

At Jonathan Feder – Family Dentistry, “family” is the key word. Our team is a tight-knit group that truly enjoys providing the best possible care to our community. We also make it a habit to treat each and every one of our patients like family by serving you with respect and compassion, and helping you feel comfortable to express your needs and wants for your smile. We can’t wait to welcome you and your family into our own dental family!